Meet Our Team

Board of Directors

Roger A. Ball, Chairman

Roger A. Ball has served on the Board of Directors since June 2008. Roger is a life long resident of Claiborne County, and currently owns and operates Ball Realty and Auction in Tazewell, TN. He graduated from Lincoln Memorial University with a B.S. in Business Administration, and a M.S. degree in Distributive Education and Marketing from the University of Tennessee, Knoxville and also holds the CCIM real estate designation from the National Association of Realtors.

Nan Cole-Lohr, Board of Directors

Nan Cole- Lohr has served on the Board Directors since July 2012. Nan holds a bachelors degree in Food Science and Food Science Administration from the University of Tennessee. She has been a Registered Dietitian for over 35 years.  

Thomas J. Harrison, V, Board of Directors

Thomas J. Harrison V. has served on the Citizens Bank Board since May 2007. He is a member of Sneedville First Baptist Church. He served as Chairman of the Hancock County Republican Party--4 terms. He is a Graduate of Lincoln Memorial University--BBA 1991 and a Graduate of Hancock County High School. Harrison is currently the Mayor of Hancock County. Mr. Harrison resides in Sneedville, Tennessee with his wife, Angela, and 4 children, William, Lauren, Alexandra and Mary Katharine.

Kenneth V. Jones, Board of Directors

Kenneth Jones has served on the Citizens Bank Board since 2012. He is currently the CEO & President of Citizens Bank. He graduated from the University of Tennessee with a B.S. in Business Administration. Mr. Jones was recently elected Second Vice President of the Independent Bankers Division of the Tennessee Bankers Association (TBA). Mr. Jones previously served as a director and president of the Bell County Economic Development Foundation.

C. Larry Lamb, Board of Directors

Clifford Larry Lamb has served on the Citizen Bank Board since May 2007. He Retired June 2006 were he was the owner and President of Lakeway Medical Rentals Inc. He was a graduate of Chuckey Doak High School in 1970. Mr. Lamb resides in Morristown Tennessee with his wife, Joyce and has a daughter Laura and a son Todd. He is a member of Fairfield Baptist Church.

Nancy Fugate Large, Board of Directors

Nancy Fugate Large has served on the Board of Directors since June, 2008. A graduate of Claiborne County High School and the University of Tennessee, she has a B.S. in Home Economics, a M.S. in Food Science, and doctoral studies in Nutrition. Nancy, a retired Clinical Nutritionist, lives with her husband Hollis in Clinton, Tennessee. She is a member of Memorial United Methodist Church.

William "Bill" Russell, Board of Directors

Bill Russell has served on the Citizens Bank Board of Directors since April 2009. Russell is a graduate of the University of Tennessee and the Tennessee Banking School in Nashville, Tennessee. Russell has built a banking career in Claiborne County over four decades serving in many institutions and holding a number of positions. He currently holds a general partnership in his family business "Russell Brothers" and also serves as a director and secretary of Fairview Memorial Cemetery in New Tazewell.

Bank Officers


When you contact us, please do not include any non-public personal information such as account number, social security number, or tax identification number. If additional information is needed to research your request we will contact you with specific instructions on how to communicate any personal information.

Kenneth V. Jones, President/CEO
Tel. 423-526-5045
Fax. 423-526-5445

Steve Walker, Market Manager 
NMLS# 533703
Tel. 423-526-5018

For more information, click here.

Linda Fultz, Market Manager
NMLS# 1179070
Tel. 423-526-5080

For more information, click here.

Chris Horn, Market Manager
NMLS# 758587
Tel. 423-318-6978

For more information, click here.

David Johnson, Market Manager
NMLS# 707109
Tel. 423-765-1916

For more information, click here.