Checking

Extreme Service. That's our goal, always. But what does that mean? We've been known to get out from behind our desk and meet with customers, one-on-one. We'll even walk out to the ATM or sit down at your computer, guiding you step-by-step, until you're comfortable to do it on your own.

We empower the entire staff to exhaust every avenue until they find a solution. Simply, we love this stuff, and have been doing it a long time. Our wealth of knowledge is what gives us the confidence to give you confidence. Local decision-making, flexible products, and tailored services all help Citizens Bank reach our number one goal: to help you reach yours.



FREE Kasasa Cash

Want a checking account with the MOST value?

Then KASASA CASH ® is the one for you. KASASA CASH is more than a free checking account. It’s free, high interest checking with rewards. What more could you ask for? How about unlimited nationwide ATM refunds each month?* All you have to do to earn your rewards are a few simple things that make life easier. And if you don’t do these things, no worries – the account is still free!

KASASA CASH CHECKING Features

Earning rewards is as simple as 1,2,3!

Qualifying for KASASA CASH Rewards is easy! To earn your rewards, just do the following transactions and activities in your KASASA CASH account during each Monthly Qualification Cycle:

  1. Have at least 12 debit card purchases post and settle
  2. Be enrolled in and agree to receive eStatements
  3. Have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle

It’s really that easy! But if you don’t qualify during the cycle, don’t worry – your account is still free and earns our base rate of interest. And you can get back to earning the full rewards the very next cycle!

*APY=Annual Percentage Yield. APYs accurate as of 02/01/2016. Rates may change after account is opened. Minimum to open is $50 for KASASA CASH. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.50%; and (3) balances over $15,000 earn 0.25% dividends on the portion of the balance over $15,000, resulting in 2.50% - 0.25% APY depending on the balance. If qualifications are not met on KASASA CASH all balances earn 0.01% APY. Qualifying transactions must post to and settle KASASA CASH account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" begins on the last business day of the month and extends until the last business day, before the last business day of the next month. Transfers between accounts do not count as qualifying transactions. Third-party message, data, and/or internet service provider rates may apply. Transaction fees may apply. Fees may reduce earnings. Limit one account per SSN



FREE Kasasa Cash Back

Want a checking account that pays you back?


What’s not to like about a little extra cash? KASASA CASH BACK ® pays you cash back on everyday debit card purchases. Want more? How about unlimited refunds on your ATM fees, nationwide?* To earn your rewards, simply do a few easy things that you’re probably already doing. Even if you don’t do these things, your KASASA CASH BACK account is free!

KASASA CASH BACK CHECKING Features

Earning rewards is as simple as 1,2,3!

Earning KASASA CASH BACK rewards is easy. To earn your rewards, just do the following transactions and activities in your KASASA CASH BACK account during each Monthly Qualification Cycle:

  1. Have at least 12 debit card purchases post and settle
  2. Be enrolled in and agree to receive eStatements
  3. Have at least 1 automatic payment (ACH), direct deposit, or auto debit post and settle

It’s that simple and if you don’t qualify during the cycle, don’t worry -- your KASASA CASH BACK account is still free. And since qualifying is so easy, you can get back to earning cash rewards the very next cycle!

*Minimum to open is $50. When monthly qualifications are met, you receive 2.50% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $10 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions and transfers between accounts do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. KASASA CASH Back rewards will be credited to your KASASA SAVER account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Third-party message, data, and/or internet service provider rates may apply. Transaction fees may apply. Fees may reduce earnings. Limit one account per SSN.



FREE Kasasa Tunes

Want a checking account that rocks?


Free music is always good, right? KASASA TUNES ® rewards you with monthly refunds up to $10 on music, movies, and more from iTunes ® , Amazon ® , and Google Play . Plus, you'll get refunds on your ATM fees, nationwide!* What more could you ask for? Well, we’re glad you asked – how about $20 in iTunes, Amazon and Google Play refunds just for signing up?* To start rocking, simply do a few things that you probably already do. But even if you don’t qualify for your rewards, the account is free.

KASASA TUNES CHECKING Features

Earning rewards is simple!

Earning KASASA TUNES rewards is easy. To earn your rewards, just do the following transactions and activities in your KASASA TUNES account during each Monthly Qualification Cycle:

  1. Have at least 12 debit card purchases post and settle
  2. Be enrolled in and agree to receive eStatements

It’s that simple. And if you don’t qualify during the cycle, don't worry – your account is still free. And since qualifying is so easy, you can get right back to earning your refunds the very next cycle!

*The minimum to open account is $50. You will be refunded up to $20 for iTunes®, Google Play, and/or Amazon.com® purchases that post to and settle account during the first 30 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $10 in refunds of iTunes, Google Play, and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Third-party message, data, and/or internet service provider rates may apply. Transaction fees may apply. Fees may reduce earnings. Limit one account per SSN.



Essential 50+ Interest

Over 50?


You've put a lot of effort into banking throughout the years. So why not, take advantage of our 50 plus Checking account designed exclusively for those over 50 years of age. The added benefits provide this account with great value.

ESSENTIAL 50+ CHECKING Features 

*APY=Annual Percentage Yield. APYs accurate as of 02/01.2016. Rates may change after account is opened. Minimum to open account is $100 for Essential 50+ Checking. APY of 0.05% on all balances. Third-party message, data, and/or internet service provider rates may apply. Transaction fees may apply. Fees may reduce earnings.  $2 monthly fee for paper statements.