Financing

Growth, acquisition, working capital, new equipment, debt restructuring – all part of the life of a business and success can depend upon the right financing at the right time. With us, funding your business needs is a priority. We offer capable resources for most any business.

We offer many types of loans for your growing business. Let one of our Loan Specialists help you with the financing you need: such as everyday expenses, something to grow on, cash to expand or new equipment

We can customize a loan to meet all your unique business needs. 



Commercial Construction Financing

Let us help you turn your blueprints into buildings!


Your business may be planning to acquire, develop, or build a commercial property, we can help – with a customized construction loan. We offer over a century's worth of lending experience, we are committed to offering the options and services you need. Through years of commercial lending experience, we understand that each business customer's situation is different and a requires a personalized plan. Knowing this allows us to offer a wide range of property development options.

  • Commercial Real Estate Construction Loans
  • Land Acquisition and Development Loans 
  • Builder Financing 

We can tailor a construction loan to meet your specific business needs!

Loans are subject to credit approval. Certain fees and restrictions apply.

 


Commercial Real Estate Financing

We can give you room to grow!

 

As your business grows, so does your need for space. Whether you need funds for a purchase or renovation, we will work closely to tailor a program that best fits your business objectives.

  • Competitive rates
  • Available for both owner-occupied and income-producing investment properties
  • Flexible repayment terms 
  • Free pre-qualification available*
  • Refinance to potentially lower your rate
  • Streamlined credit delivery process

*Subject to property appraisal and good title.

 


Commercial Equipment Financing

Taking out a loan for a business can be intimidating!

 

How much money do you need? You have big plans and need a business partner that can help along the way. It takes the right bank and the right loan to turn those plans into action. Stay ahead of equipment needs by having an affordable solution and a partner that understands your business needs.

  • Competitive rates for the purchase of new or used equipment
  • Flexible repayment terms that your business will be comfortable with
  • Meet needs without cutting into working capital or savings
  • Stay ahead of the competition
  • Avoid lapsed periods in production and outdated equipment
  • Streamlined process supported by local decisions


Commercial Lines of Credit

Opportunity only knocks once, be ready!

 

How long will you need the money for? The unexpected project just came unexpectedly and you need approved funding for your company to move forward. What do you do? A commercial line of credit is practical for any business and a necessity for many. An available line of credit allows your business to smooth cash flow, purchase inventory, or handle any unexpected expenses. In fact, a credit line offers you immediate financing for any purpose without repeated loan applications.

  • Competitive rates
  • Flexible repayment terms
  • Only pay interest on the money that’s used
  • Revolving credit – available balance replenishes as you pay down principal
  • Convenient Accessibility
  • Streamlined credit delivery process 



Business Manager Accounts

Want to grow your business with improved cash flow?

 

Business Manager enables you to get cash for your accounts receivable deposited directly into your bank account by selling them to the bank at a discount. The bank can send statements on your behalf, and offer payment terms to your customers. Get Business Manager and get back to building your business.

Business Manager is well suited for all types of businesses and give your business a competitive advantage:

  • Improve cash flow
  • Save time and money
  • Manage your business
  • Improve collections
  • Offer financing options to your customers